TripCount vs Spliit — free AI OCR, multi-currency, E2EE
Last updated: 2026-06-03TripCount vs Spliit: free AI receipt OCR, end-to-end encryption, EU-hosted, multi-currency with per-expense FX, one-tap Bizum/Revolut/PayPal settle-up.
| Feature | TripCount | Spliit |
|---|---|---|
| AI receipt OCR | Free (with per-user quota) | Not available |
| Multi-currency with live FX | Yes — captured per expense | Yes |
| End-to-end encryption | Yes — encrypted client-side (AES-GCM) | Not advertised |
| Bizum one-tap settle-up | Yes | No |
| Revolut deep-link settle-up | Yes | No |
| PayPal settle-up | Yes | Yes |
| Regional EU languages (Catalan, Basque, Galician, Breton, Welsh…) | Yes — 50 languages incl. regional | No |
| Trip memories (photos + Spotify) | Yes | No |
| EU hosting | Yes — Hetzner | EU (self-host option) |
| Pricing model | Free; €3 one-time per group to raise AI Scans + Media limits | Free + open source |
Què fa
OCR de tiquets gratis amb IA (quota per usuari), simplificació automàtica de deutes (l'algoritme redueix N persones a com a màxim N−1 transferències — el mateix que Splitwise/Tricount), multidivisa amb canvi en directe capturat per despesa de open.er-api.com, xifrat d'extrem a extrem.
Privacitat per defecte
Despeses xifrades al client amb claus de sobre AES-GCM per viatge, emmagatzemades en repòs com a text xifrat opac. Allotjament a la UE (Hetzner). El suite de tests d'integració verifica a cada execució de CI que cap byte de mèdia en clar apareix als artefactes emmagatzemats. La zero-knowledge — on cap clau no resta dipositada al servidor — és l'objectiu del següent pas.
Cobraments i monedes
Liquidació en un toc per Bizum, Revolut i PayPal — cada transferència deguda es renderitza com un enllaç pre-omplert amb import i destinatari. Els viatges multidivisa capturen el tipus de canvi de cada despesa al moment de l'entrada, per tant la liquidació final reflecteix tipus reals, no una mitjana aproximada.
50 idiomes incloent regionals europeus
50 idiomes avui, incloent 11 idiomes regionals/minoritaris europeus (català, basc, gallec, asturià, occità, bretó, gaèlic escocès, gal·lès, frisó, faroès, romanx) — de primera línia, no Google Translate; les variants valenciana i balear es deriven del català i s'estan refinant. La matriu de locales i les traduccions són al repo de codi obert a frontend/src/locales.
Frequently asked questions
- How is TripCount different from Spliit?
- Spliit is an open-source web app (no native mobile apps) that does the core ledger well. TripCount adds AI receipt OCR with a free quota, end-to-end encryption, one-tap Bizum/Revolut/PayPal deep links, 50 languages including regional EU ones, and trip memories (photos + Spotify track). Spliit's strength is openness; TripCount's strength is the 2026 feature set.
- Spliit is open source — is TripCount too?
- The TripCount backend (FastAPI + PostgreSQL) is open source on GitHub; the frontend bundle is closed. We chose this split because the privacy-sensitive code is the backend (where data is stored and encrypted), and making it auditable matters more there than for the React UI. Spliit is fully open source and self-hostable — a valid choice if self-hosting is your priority.
- Does Spliit have receipt OCR?
- Spliit has receipt scanning (basic), but it's less developed than TripCount's AI-driven OCR. TripCount uses OpenAI Vision to extract line items, vendor and currency, and gives every user 5 free scans per group before the optional €3 PRO unlock raises the cap to 500.
- Does Spliit have one-tap settle-up?
- Spliit shows balances and can mark transfers as settled but doesn't prefill Bizum, Revolut or PayPal deep links. TripCount renders each owed transfer as a deep link with amount and recipient pre-filled — one tap opens the payment screen ready to send.
- Which languages does Spliit support?
- Spliit supports a handful of mainstream languages via community translation. TripCount ships 50 languages including 11 regional European ones (Catalan, Basque, Galician, etc.) as first-class translations.
- Is Spliit free?
- Yes, Spliit Pro is free (no ads, no paywall). TripCount is also free for the core and adds an optional one-time €3 per group to raise the AI-scan and media-upload caps. No subscription either way.
- Is Spliit end-to-end encrypted?
- Spliit does not advertise end-to-end encryption — when you use the hosted version, the data is readable by the operator. TripCount encrypts client-side with AES-GCM before storage, and the integration test suite verifies on every CI run that no plaintext expense data leaks into stored artifacts.
- Can I self-host TripCount like I can self-host Spliit?
- The TripCount backend is on GitHub and runs with `docker compose up`. The full frontend isn't open-sourced for the hosted bundle but the backend + admin works standalone. If self-hosting is your priority, Spliit is the more developer-friendly choice today; TripCount's priority is the hosted PWA experience.
