TripCount vs Tricount — free AI OCR, multi-currency, E2EE
Last updated: 2026-06-03TripCount vs Tricount: free AI receipt OCR, end-to-end encryption, multi-currency with live FX per expense, one-tap settle-up via Bizum, Revolut and PayPal.
| Feature | TripCount | Tricount |
|---|---|---|
| AI receipt OCR | Free (with per-user quota) | Not available |
| Multi-currency with live FX | Yes — captured per expense | Yes (basic) |
| End-to-end encryption | Yes — encrypted client-side (AES-GCM) | No (cloud only) |
| Bizum one-tap settle-up | Yes | No |
| Revolut deep-link settle-up | Yes | No |
| PayPal settle-up | Yes | Yes |
| Regional EU languages (Catalan, Basque, Galician, Breton, Welsh…) | Yes — 50 languages incl. regional | No |
| Trip memories (photos + Spotify) | Yes | No |
| EU hosting | Yes — Hetzner | EU (owned by Bunq) |
| Pricing model | Free; €3 one-time per group to raise AI Scans + Media limits | Free with ads / Bunq upsell |
What it does
Free AI receipt OCR with a per-user quota, automatic debt simplification (algorithm reduces N people to at most N−1 transfers — same as Splitwise/Tricount), multi-currency with live FX captured per expense from open.er-api.com, end-to-end encryption.
Privacy by default
Expenses encrypted client-side with per-trip AES-GCM envelope keys, stored at rest as opaque ciphertext. EU hosting (Hetzner). The integration test suite asserts on every CI run that no plaintext media bytes appear in any stored artifact. Zero-knowledge — where no escrowed key sits on the server — is on the roadmap.
Payouts and currencies
One-tap settle-up via Bizum, Revolut and PayPal — each owed transfer renders as a deep link pre-filled with amount and recipient. Multi-currency trips capture each expense's FX rate at the moment of entry, so the final settlement reflects actual rates, not an averaged guess.
50 languages including regional EU
50 languages shipped today, including 11 regional/minority European languages (Catalan, Basque, Galician, Asturian, Occitan, Breton, Scottish Gaelic, Welsh, Frisian, Faroese, Romansh) — first-class, not Google-Translate; the Valencian and Balearic variants are derived from Catalan and being refined. The locale matrix and translations live in the open-source repo at frontend/src/locales.
Frequently asked questions
- Is TripCount a real alternative to Tricount?
- Yes. Both apps split group expenses; the difference is what you get on top. TripCount adds AI receipt OCR, end-to-end encryption, one-tap Bizum/Revolut/PayPal payouts, multi-currency with live FX, 50 languages including Catalan, and trip memories with photos and music. Tricount is owned by Bunq and routes payouts through the Bunq ecosystem.
- What's the main difference between TripCount and Tricount?
- Privacy and payment rails. Tricount is a free ledger owned by a bank (Bunq), with no end-to-end encryption and no native Bizum/Revolut/PayPal one-tap payouts. TripCount encrypts expenses client-side, hosts in the EU (not inside a bank), and prefills payment deep links so settling up takes a single tap.
- Can I move my Tricount trip into TripCount?
- Tricount allows CSV export per tricount. TripCount accepts manual entry with the same data model (members, expenses, payer, consumers). No auto-import yet, but the CSV → manual paste flow works for equal splits. For complex migrations email [email protected] and we'll help.
- Is TripCount free like Tricount?
- Yes. The whole app is free forever for unlimited trips, members and manual entries. Tricount is free with Bunq cross-promotion. TripCount monetises only through an optional one-time €3 per group to raise AI-scan and media-upload caps — no subscription, no recurring charges.
- Is TripCount safer than Tricount for my trip data?
- TripCount encrypts expense data on your device with AES-GCM before it reaches our servers, and stores it as opaque ciphertext on EU-hosted infrastructure. Tricount does not advertise end-to-end encryption — your trip data is readable in their cloud and inside the Bunq ecosystem.
- Do I need to install TripCount from the App Store?
- No. TripCount is a Progressive Web App — open trip-count.com in any browser and install it from the address bar on iOS or Android. Tricount focuses on native apps. The PWA install removes the App Store review-and-update loop entirely.
- How do payouts work in TripCount vs Tricount?
- TripCount renders each owed transfer as a deep link prefilled with amount and recipient for Bizum, Revolut or PayPal — one tap to settle. Tricount's "settle" button routes through Bunq; if your group doesn't bank with Bunq, you fall back to copying an IBAN.
- Does TripCount support Catalan and other regional languages?
- Yes — 50 languages total, including 11 regional European ones as first-class translations: Catalan, Basque, Galician, Asturian, Occitan, Breton, Scottish Gaelic, Welsh, Frisian, Faroese and Romansh. Tricount supports around 10 major languages and does not cover any of these regional ones natively.
