TripCount Blog

Notes on splitting group expenses, multi-currency travel, end-to-end encrypted trip data, and the apps that compete in the category. From the team building TripCount.

Bizum for splitting trip expenses: the 2026 playbook

· Albert Ripol

Bizum is the fastest peer-to-peer rail in Spain — 26 million users, 400 M+ operations a year. The practical playbook for using it on a group trip without dropping cents.

End-to-end encryption in expense splitting apps: a practical guide

· Albert Ripol

What end-to-end encryption actually buys you in a group expense app, what it doesn't, and how to read the privacy promises of Splitwise, Tricount, Settle Up and the rest in 2026.

Settle Up vs Splid vs Spliit: the indie group-expense apps of 2026, compared

· Albert Ripol

Three smaller competitors in the group-expense category — Czech, German and open-source. What each does well, where each falls short, and which kind of group should pick which.

Tricount alternatives in 2026: 6 apps for groups that need more than a ledger

· Albert Ripol

Tricount is fine if all you need is a ledger. Six 2026 alternatives scored on what actually matters: OCR, encryption, multi-currency FX, payout links and language coverage.

Splitwise alternatives in 2026: 8 apps that do not paywall the OCR

· Albert Ripol

Splitwise's OCR paywall is hard to justify in 2026. Eight credible alternatives, scored on what matters — pricing, OCR, multi-currency, encryption and payouts.

How to split trip expenses across 3 currencies without losing money

· Albert Ripol

Multi-currency trips create silent FX losses at settlement. Here is the four-rule playbook we built into TripCount to keep group settlements honest across EUR, USD, GBP and beyond.